After a week of losing their earning, the owners of around 1200 restaurants, pizzerias, hotels, fast food, ice cream parlors and other related business in Naples and Fort Myers re-opened their services to the clients this weekend. This involuntary interruption was caused because a pipe that conducts the natural gas was broken by accident, and as a result, the provider was unable to supply this resource to business and private residences.
If the business owners had in force a complete BUSINESS INSURANCE PACKAGE, they will be able to recover some of their earning. Specifically, the most common type of insurance for consequential or indirect losses is BUSINESS INTERRUPTION INSURANCE. It includes several forms such as: Gross Earnings, Earnings, Value, Contingent Business Interruption, Rental Value, Personal Business Interruption, and Additional Living Expenses.
Thus, this is a good time for business owners to review their insurances policies and evaluate if they have the appropriated coverage and limits. It will diminish the risk and will avoid catastrophic situations that could obligated them to shut down their business or even worst to file for bankruptcy. For a free consultation please visit http://www.es-insurance.com/.
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