Having a clear driver license and a mature age are not enough to save on Car Insurance

    In the current economic environment the majority of the people are looking for different alternatives that allow them to save some money in car insurance.  Insureds that have clear driver licenses and who are twenty three years old o older assume that they should have lowest rates. However, they are partially right because as a part of the equation the carriers establish a correlation between the purchase price of the vehicles and a model's loss history. As a result, the autos that have had a history of high liability and comprehensive claims will pay high premiums. 

        Thus, if the drivers want to save on insurance besides of their driver licenses history and their age, they should be aware that the security and safe components of the vehicles are two main factors that will determine the premium to be paid. There are several sources of information on the Internet where drivers may check the ranking of the different brand and models based on the above-mentioned factors.

Business insurance could recover some of the earning that the entrepreneurs lost because the supply of Natural Gas was suspended for a week.

               After a week of losing their earning, the owners of around 1200 restaurants, pizzerias, hotels, fast food, ice cream parlors and other related business in Naples and Fort Myers re-opened their services to the clients this weekend.   This involuntary interruption was caused because a pipe that conducts the natural gas was broken by accident, and as a result, the provider was unable to supply this resource to business and private residences.

              If the business owners had in force a complete BUSINESS INSURANCE PACKAGE, they will be able to recover some of their earning. Specifically, the most common type of insurance for consequential or indirect losses is BUSINESS INTERRUPTION INSURANCE.  It includes several forms such as: Gross Earnings, Earnings, Value, Contingent Business Interruption, Rental Value, Personal Business Interruption, and Additional Living Expenses.

             Thus, this is a good time for business owners to review their insurances policies and evaluate if they have the appropriated coverage and limits. It will diminish the risk and will avoid catastrophic situations that could obligated them to shut down their business or even worst to file for bankruptcy. For a free consultation please visit http://www.es-insurance.com/.